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  • Home
  • Best Articles
    • 21 Principles of Financial Independence
    • What is a financial plan and why do I need one?
    • How to develop a personal financial model (with free template)
    • You probably should go subsale for purchasing your home (with practical steps)  
    • Rising Malaysian insurance and medical costs – Why everyone is responsible, and practical tips to manage
  • Recommended reading
  • Resources
  • Contact Me
  • About
  • Toggle website search
Read more about the article Reframing trade-offs to achieve a win-win
Strategy

Reframing trade-offs to achieve a win-win

"You can have everything you want in life. Just not all at the same time."  Brianna wiest Key Takeaways Oftentimes, options for big decisions are difficult due to what appears…

0 Comments
04/06/2025
Read more about the article Operating from a position of strength
Strategy

Operating from a position of strength

"Over the long term, the average person who constantly puts themselves in a good position beats the genius who finds themselves in a poor position ... One reason why the…

0 Comments
03/05/2025
Read more about the article Learnings based on almost 10 years of personal finance modelling
Planning

Learnings based on almost 10 years of personal finance modelling

In my most recent post, I shared a personal finance model template for financial planning and projection of your future net worth, income and expenses. I also mentioned that I…

0 Comments
12/04/2025
Read more about the article New Release: TheWealthMeta Personal Financial Model V2 for Download (March 2025)
Fundamentals

New Release: TheWealthMeta Personal Financial Model V2 for Download (March 2025)

“I don’t let people do projections for me because I don’t like throwing up on the desk.” Charlie Munger This post is a continuation of my Developing your Financial Plan Series,…

1 Comment
12/03/2025
Read more about the article One step closer to mastering compound interest
Fundamentals

One step closer to mastering compound interest

“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.”Albert Einstein For savvy investors and personal finance aficionados,…

2 Comments
18/02/2025
Read more about the article You probably should go subsale for purchasing your home (with practical steps)  
Planning

You probably should go subsale for purchasing your home (with practical steps)  

How do you save hundreds and thousands of dollars, as well as time, sweat, stress and heartache, when buying property?   First, don't buy investment properties. The past ~10 years' subpar…

2 Comments
11/01/2025
Read more about the article Rising Malaysian insurance and medical costs – Why everyone is responsible, and practical tips to manage
Planning

Rising Malaysian insurance and medical costs – Why everyone is responsible, and practical tips to manage

Yes, that's right. Everyone in the ecosystem, from patients to medical suppliers to doctors, contributes to the medical inflation problem in Malaysia. Everyone is talking about medical premiums significantly rising…

0 Comments
24/12/2024
Read more about the article My Achievements and Reflections of 2024
Mindset

My Achievements and Reflections of 2024

It's been another very interesting year. Trump, Syria. AI. Raygun. As the year ends, I'd like to share my achievements and reflections. Not to brag, but to (1) celebrate successes,…

0 Comments
20/12/2024
Read more about the article My prediction for the stock market and bitcoin in 2025
Fundamentals

My prediction for the stock market and bitcoin in 2025

Bankers are broadcasting their predictions that next year the S&P 500 will be 10% up. Standard Chartered thinks that Bitcoin will rise to USD 200k in 2025. Economists expect inflation…

0 Comments
08/12/2024
Read more about the article A quick guide on managing finances with a partner
Fundamentals

A quick guide on managing finances with a partner

One of the most difficult aspects of personal finance is managing finances with a life partner (and then again once you have kids). Why is this important? One of the…

0 Comments
28/11/2024
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