Before I got my first corporate job in stockbroking, I thought the way to become rich was simple. Work your way up to a high-paying job as a senior executive, and you'll be rich. In many ways, this is true, but also not. Just earning a high income does not create wealth and financial independence. Just look at the many high flyers that go bankrupt with excessive spending. Over time, as I read more, learnt more, and invested more, I…

Introduction Throughout history, humans have learnt (the hard way) the fundamental workings of capitalism. The road to financial independence is filled with the bodies of those who have not heeded lessons from history. With every new investment mania, wealth guru, or market rally, it is easy to get carried away and forget fundamental principles. I have compiled 21 principles for financial independence based on my experience and knowledge. Many of them I have learnt from books in my recommended reading…

The list below is reading material I recommend as a starting point in your journey to financial independence. I highly recommend everyone read the Core reading list at a minimum, which should cover the basics of personal finance. This is not meant to be an exhaustive list, there are many great personal finance books out there. I have thoughtfully curated this list so it isn't too extensive, yet covers a broad range of topics with minimal overlap. (Update 26/02/2025: Affiliate links…