It's been another very interesting year. Trump, Syria. AI. Raygun. As the year ends, I'd like to share my achievements and reflections. Not to brag, but to (1) celebrate successes,…
Bankers are broadcasting their predictions that next year the S&P 500 will be 10% up. Standard Chartered thinks that Bitcoin will rise to USD 200k in 2025. Economists expect inflation…
One of the most difficult aspects of personal finance is managing finances with a life partner (and then again once you have kids). Why is this important? One of the…
In my previous post about building your own financial model, you would have seen that for some of the input data, the numbers that you would use can be quite…
In the early stages of my personal finance journey, I learnt how to build and use basic personal finance tools. I had budget templates, income/expense trackers, mortgage calculators, and so…
In my previous post, I wrote about calculating how much you need to save/invest based on your SMART goals. In this post, I want to cover how you use those…
This post is a continuation of my Developing your Financial Plan Series. In my previous post, I talked about how to set SMART financial goals. As a recap, financial goals…
When I was young and started working, I had no idea what to do with my money, how much I needed to save and invest, and where to put it.…
I first started tracking my finances after I finished university in 2007 when I was broke and unemployed. My net worth when I started? About negative AUD 1,300. Since then,…
(Yes, that screenshot is a previous version of my Excel dashboard report with fake numbers. I've since shifted my reporting to PowerPoint, but I still use the Excel file for…
